Legal Information

1. Not a SEBI-Registered Investment Adviser

The Investor Cafe Advisory LLP is not registered as an Investment Adviser under the SEBI (Investment Advisers) Regulations, 2013. Nothing on this website, in our communications, or in our advisory engagements constitutes regulated investment advice as defined under the Securities and Exchange Board of India Act, 1992.

Our services are limited to deal facilitation, transactional advisory, due diligence support, tax structuring, lender documentation assistance, and loan syndication — and do not include portfolio management, securities recommendation, or regulated financial planning.

2. Not a RERA-Registered Agent

The Investor Cafe Advisory LLP does not currently hold a RERA (Real Estate Regulatory Authority) agent registration under the Real Estate (Regulation and Development) Act, 2016. Project information displayed on this website is for general awareness only. All property transactions must be verified independently with the relevant RERA authority and the developer before commitment.

3. No Guarantee of Returns

Past performance of any project, developer, or asset class referenced on this website is not indicative of future results. Investment decisions must be made solely at the investor's own risk after independent due diligence.

4. Information is Not Financial, Legal, or Tax Advice

All content on this website — including blog articles, project descriptions, market commentary, financial models, and advisory notes — is provided for general informational purposes only. It does not constitute, and should not be relied upon as, financial advice, legal advice, tax advice, or any other form of professional advice.

Before making any investment, financial, or legal decision, we strongly recommend consulting a qualified and registered financial adviser, legal counsel, or tax professional independent of The Investor Cafe Advisory LLP.

5. Loan Syndication — Facilitation Only

Our loan syndication desk facilitates introductions between developers and lenders (banks, NBFCs, AIFs, and foreign funds). We do not lend money, guarantee sanction, or represent any lender. All credit decisions, term-sheet issuances, and disbursements are at the sole discretion of the relevant lending institution. Engagement with our desk does not guarantee loan approval.

6. Fee Disclosure

The Investor Cafe Advisory LLP operates on a success-fee model for loan syndication mandates. A nominal information memorandum preparation fee may be charged at engagement. Exact fee grids are disclosed prior to mandate signing. For CA advisory and due diligence services, fee structures are agreed upon in writing before commencement of work.

We may receive referral fees or introductory commissions from developers, project partners, or lenders. Where applicable, such arrangements are disclosed to the relevant party before the engagement is formalised.

7. Third-Party Information

Project details, developer credentials, RERA registrations, and lender information displayed on this website are sourced from publicly available records, developer submissions, and third-party databases. The Investor Cafe Advisory LLP does not independently verify all third-party data and is not liable for any inaccuracies, omissions, or changes in such information.

• RERA registration status must be verified at the relevant state RERA portal before any transaction.
• Developer track records must be independently verified.
• Lender names shown in our network are illustrative of lenders we approach — they are not partners, sponsors, or endorsers of this firm.

8. CA Advisory Scope

CA-related advisory services provided by or through The Investor Cafe Advisory LLP are transactional in nature — covering due diligence, tax structuring, and lender documentation for specific mandates. These services do not constitute statutory audit, assurance, or certification under the Companies Act, 2013 or any other legislation unless explicitly agreed in a separate written engagement letter.

9. Limitation of Liability

To the maximum extent permitted by applicable law, The Investor Cafe Advisory LLP, its founders, advisors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive loss or damage arising from:

• Reliance on any information published on this website or shared in communications.
• Any investment decision made in connection with services or information provided by us.
• Delays, defaults, or failures by developers, lenders, or other third parties.
• Regulatory changes affecting any project, deal, or asset class.
• Loss of data, revenue, or goodwill arising from use of this website.

10. Governing Law

These disclosures and all matters arising from your use of this website or engagement with our services are governed by the laws of the Republic of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in New Delhi, India.

By accessing or using this website (theinvestorcafe.com), you agree to be bound by these Terms of Use. If you do not agree, please discontinue use of this website immediately.

1. Permitted Use

This website is provided for personal, non-commercial informational use. You may not reproduce, redistribute, scrape, or commercially exploit any content without prior written permission from The Investor Cafe Advisory LLP.

2. No Solicitation

Nothing on this website constitutes an offer to buy or sell any security, real estate asset, or financial product. Any information about projects or investment opportunities is for awareness purposes only and does not constitute a public offering or solicitation.

3. Intellectual Property

All content on this website — including text, graphics, logos, blog articles, financial models, and design — is the intellectual property of The Investor Cafe Advisory LLP or its licensors and is protected under applicable Indian and international copyright laws. Unauthorised use is prohibited.

4. User Submissions

By submitting your name, phone number, email, or any other information through this website, you consent to being contacted by The Investor Cafe Advisory LLP via phone, WhatsApp, or email regarding your enquiry. You confirm that the information provided is accurate and that you are authorised to share it.

5. Third-Party Links

This website may contain links to third-party websites (developer portals, RERA portals, lender sites). The Investor Cafe Advisory LLP does not control, endorse, or accept responsibility for the content of any third-party website. Access to third-party links is at your own risk.

6. Website Availability

The Investor Cafe Advisory LLP does not warrant that this website will be available at all times, error-free, or free from viruses. We reserve the right to modify, suspend, or discontinue any part of the website without notice.

7. Changes to Terms

We reserve the right to update these Terms of Use at any time. Continued use of the website following any changes constitutes your acceptance of the revised terms. The date of the most recent revision is shown at the top of this page.

8. Governing Law & Jurisdiction

These Terms are governed by the laws of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in New Delhi, India.

The Investor Cafe Advisory LLP ("we", "us", "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect data submitted through this website, in accordance with the Information Technology Act, 2000 and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.

1. Information We Collect

We collect the following personal information when you submit a form or contact us:

• Full name
• WhatsApp / mobile number
• Email address (optional)
• Nature of enquiry or interest (e.g. residential investment, loan syndication)
• Ticket size or deal details (where voluntarily provided)

We also collect standard website analytics data (pages visited, time on site, device type) through Google Analytics and Microsoft Clarity. This data is anonymised and not linked to your identity.

2. How We Use Your Information

• To respond to your enquiry via phone, WhatsApp, or email.
• To send deal alerts, market updates, or research notes where you have opted in.
• To send requested resources (checklists, whitepapers) via WhatsApp.
• To improve our services based on aggregate enquiry patterns.
• To comply with applicable legal or regulatory requirements.

3. WhatsApp Communication

By submitting your WhatsApp number through any form on this website, you consent to receiving messages from The Investor Cafe Advisory LLP on that number. These may include deal alerts, callback confirmations, and requested resources. You may opt out at any time by replying "STOP" or contacting us at info@theinvestorcafe.com.

4. Data Sharing

We do not sell, rent, or trade your personal information to any third party. We may share your information with:

• Our internal advisory team and CA mentors for the purpose of addressing your enquiry.
• Trusted technology service providers (database hosting, analytics) who are contractually bound to protect your data.
• Regulatory or law enforcement authorities where required by applicable law.

5. Data Retention

We retain your personal data for as long as necessary to fulfil the purposes described above, or as required by applicable law. Enquiry data is retained for a maximum of 3 years from last contact unless an active engagement relationship exists.

6. Data Security

We implement reasonable technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. However, no method of internet transmission is 100% secure, and we cannot guarantee absolute security.

7. Cookies

This website uses minimal cookies — primarily for analytics (Google Analytics, Microsoft Clarity) and session management. These cookies do not collect sensitive personal information. You may disable cookies through your browser settings, though this may affect website functionality.

8. Your Rights

You have the right to:

• Request access to the personal data we hold about you.
• Request correction of inaccurate or incomplete data.
• Request deletion of your data (subject to legal retention obligations).
• Withdraw consent to WhatsApp or email communication at any time.

To exercise any of these rights, contact us at info@theinvestorcafe.com.

9. Contact

For any privacy-related queries, write to:
The Investor Cafe Advisory LLP

Email: info@theinvestorcafe.com